Taking out a loan? Here's what changes with the new law
Among the more important news, the previous upper limit of loan amount of 132,722.81 euros is also abolished, ensuring an equal level of consumer protection regardless of...
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Summary
Among the more important news, the previous upper limit of loan amount of 132,722.81 euros is also abolished, ensuring an equal level of consumer protection regardless of the amount of debt. Additionally, unauthorized overdrafts are regulated in order to align with the 2022 Memorandum between the government, the Croatian National Bank (HNB) and 13 commercial banks. It also prescribes the obligation of the HNB that, if during supervision it determines that credit services are provided by persons without the prescribed authorization, it shall immediately notify the State Attorney's Office thereof.
Cross-referenced from 2 sources.
Factual coreconfirmed by several independent voices
Among the more important news, the previous upper limit of loan amount of 132,722.81 euros is also abolished, ensuring an equal level of consumer protection regardless of the amount of debt.
reliability moderate2/2 sourcesAdditionally, unauthorized overdrafts are regulated in order to align with the 2022 Memorandum between the government, the Croatian National Bank (HNB) and 13 commercial banks.
reliability moderate2/2 sourcesIt also prescribes the obligation of the HNB that, if during supervision it determines that credit services are provided by persons without the prescribed authorization, it shall immediately notify the State Attorney's Office thereof.
reliability moderate2/2 sources
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Center1
Public / State1